AB Credits

Know anytime how much you can invest in assets at what interest rate. Our platform delivers systemic visibility and structural control over the entire corporate asset-based finance portfolio.

Asset-Based Facility

The asset-based facility displays the available investment amount and updates automatically with each contract. No estimates, no waiting on emails or meetings to find out if an investment is possible.

Instant Setup - Once activated, ready to use

Real-Time Availability - Current amounts, always up to date

Flexible Planning - Customize and renew individually

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Capital Expenditure

See real-time interest rates by contract terms. Configure a request, see the resulting monthly installment and underlying CAPEX before the first conversation - not after.

Interest Rates - Updated in real-time

Cashflow Planning - Forecast future liquidity

Comparison – Evaluate options, without committing

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Contract Management

Manage projects, requests, contracts, and assets centralized in one, enterprise-grade platform. Fragmented email threads and scattered documents are replaced by a single source of information.

Project Organization - Financings clearly structured and organized

Document Hub - Every file, anytime

Fixed Asset Management - Financed investments, fully transparent

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Frequently Asked Questions

How long does it take to set up an account?

We can set up your account shortly after the demo call, once all documents are handed over - usually within a week. After that, your onboarding is complete and you can start using the platform.

What are the requirements to have an account?

ABCredit is built for businesses. Whether the platform fits your company is something we will review together during the demo.

What kind of documents do I need for the onboarding?

For onboarding we ask for your audited result, a current report, and a forecast. Based on these, your terms are set up.

How much does a company account cost?

Using the platform is free of charge, including for users added to your company.

How can I create a company account?

Request a platform demo, send your documents, and after review we set up your company account. There is no self-service sign-up. Once your account is set up, further users can be added by invitation.

Can I configure and compare financing options without commitment?

Yes. You configure requests and calculate installments freely for your own planning. No configuration creates an obligation - a financing becomes binding only with the final signature on the respective contract.

Can I choose the capital provider myself?

The ideal capital provider is matched to your request by our platform.

Are the interest rates shown in the platform binding?

The interest rates shown are for information and planning, they are not binding. The final, binding interest rates are shown on your contract.

Which capital providers work with ABCredit?

We work with regulated financing partners on our platform.

Is ABCredit a capital provider or lender?

No. ABCredit is a corporate finance platform, not a bank or capital provider. The capital is provided by regulated third party providers, these are also contractual parties of your individual financing.

Is the platform compliant for business in Germany and within the EU?

The platform is fully equipped for business in Germany and the EU, serving as a strictly compliant data processor under the GDPR. We guarantee that all active data and disaster-recovery backups remain securely within European borders to meet rigorous data sovereignty laws. Beyond essential global enterprise certifications like ISO 27001 and SOC 2, the platform specifically complies with the German BSI's C5 Type II framework, providing the highest, government-backed assurance for cloud security and privacy in the German market.

How is our data encrypted?

All data traveling between your users and the customer portal is securely protected in transit using HTTPS with TLS encryption. At the infrastructure level, the platform automatically secures your databases and physical file storage at rest using AES-256 encryption. Hosting in Germany ensures that all active data and encrypted backups remain strictly within the region to guarantee full GDPR compliance.

Is my financial data protected?

Yes. Your data is encrypted in transit and at rest, strictly separated from other companies, and accessible only through personal accounts with two-factor authentication. Access within your company follows a defined role concept.

Who can see the documents I upload in our company account?

Only people within your company can see uploaded documents. Your data is strictly separated from every other company on the platform, and access follows a defined role concept - no one outside your company can see your documents.

Where is my platform data stored/hosted?

Your data is hosted on certified AWS infrastructure in Germany.

The platform for corporate asset-based finance.